**Disclaimer: This is a list of some of the third party options for sending money from Japanese bank accounts to foreign bank accounts. We provide this list for your convenience only, and these services are not in anyway affiliated with or endorsed by the Fukuoka JET Program. Research your options thoroughly to decide the service that best fits your needs.
Transfer Services
The three most popular methods of sending money overseas amongst Fukuoka JETs (in order of set-up time from longest to shortest) are GoRemit, Wise, and Japan Post Bank. Remittal services generally have lower fees, better security, and more favorable exchange rates than bank-based transfers, but they also have considerably longer and more involved set-up time. See more general information below about each service to help you decide which one works for you:
| Service |  |  |  |
| Registration | Phone app | Online / Phone app | In-person paper forms |
| Transfer Process | Phone app | Start online, then complete bank transfer at an ATM | In-person electronic transfer / Online for Yūcho Direct |
| Exchange Rate & Fees | ¥2000 flat rate fee; daily rate on website/app from 10am | Small flat fee + small percentage fee; all information listed up-front | ¥7500 + handling fee for over-the-counter; ¥3000 for Yūcho Direct |
| Benefits | Same day remittance if completed before 3pm | Notifications for every step. Phone app available | Sent directly to your home bank. Can be done in cash. |
| Notes | Not available for Caribbean currencies. | Not available for Caribbean currencies. |
7Eleven
7Eleven has a partnership with Western Union that also now offers an option to send money to your home country. See here for more information.
Currency Exchange
Airports, large banks, and hotels catering to tourists will provide these services for most currencies. You will need a form of photo ID (passport or Residence Card) handy for this process. Banks will tend to give you the best exchange rate, so planning ahead is advised.