The JET Accident Insurance Policy covers the remaining 30% of costs for treatments of illness or injury that are not covered by Employees’ Health Insurance. This Policy allows JET Participants to claim back medical costs incurred (within the limits of the Policy, minus the ¥5,000 deductible).
JET Participants can claim back medical costs for medical treatments that are covered by the Employees’ Health Insurance. This covers you for treatments mentioned on the Employees’ Health Insurance page:
- medical examination
- x-rays and bloodtests
- provision of medicines or medical care supplies
- emergency treatment
- surgery and other medical treatment
- in-home medical care
- hospitalization and nursing
The JET Accident Insurance Policy does NOT cover medical treatments such as (explained in the General Information Handbook pg. 59):
- loss or damage to personal belongings and household effects
- treatment of family members’ illnesses or injuries
- treatment for illnesses or injuries which existed prior to arrival in Japan (including asthma and diabetes)
- treatment received overseas for an illness or injury sustained in Japan (excluding treatment in one’s home country where the physician deems it impossible to receive such treatment in Japan)
- treatment for illnesses or injuries sustained as a result of pregnancy, childbirth, premature birth, or miscarriage
- dental treatment (cavities, gum disease, etc.)
- over-the-counter medicines(s)
- treatment received more than 180 days after the commencement of the treatment of an illness
- treatment received more than 180 days after an injury caused by an accident
- liability involving the use of automobiles
- treatment for injuries sustained in an accident when driving under the influence of alcohol or without a valid driver’s license
Information about Policy Number, Period of Coverage, Insurance Enrollment, and further Coverage Details can be found on the JET Programme Accident Insurance Outline website.